This is a new, separate local database. Your original Excel history does not sync automatically. Install on the Home Screen first; Safari and a Home Screen app may have separate storage.
Income received in the selected period
Total spending in this period
Expense budget remaining
Income minus expenses
Add transaction
A saved confirmation appears only after the local database is written and read back.
Recurring payments
Due dates, upcoming bills, and payments — all stored privately on this iPhone. Offline web apps cannot guarantee notifications while closed.
Selected day
All recurring payments
Next 30 days
Manage schedules
Add recurring payment
Schedules are saved only in the encrypted local database.
Review & save payment
Confirm the payment before saving one expense to your encrypted iPhone database. No OneDrive connection or automatic charge.
Transaction history
Tap any transaction to expand all of its details. Use Edit to change a record.
More
Dashboard layout
Choose which Overview cards appear and move them up or down. Your choices are saved encrypted with your financial records and included in your .tblue backups.
Budget manager
Report Center
Generated locally without sending financial records to a server.
Excel uses a copy of your imported original workbook when available, preserving its other sheets and styling; it does not overwrite the original file. Excel formulas recalculate when opened in Excel.
Categories
Savings goals
Backup & settings
Financial records are encrypted before being written to this iPhone's browser-managed storage. An exported backup stored in Files protects you if iOS removes app storage.
Recently Deleted · restore mistaken transaction deletions
Removed transactions stay encrypted in your local database and exported .tblue backups until you restore them. They do not appear in spending totals.
Recent changes · on-device audit
Import reads the selected Excel file locally. Imported rows are matched by original source row and compared for changes; existing local edits are retained. Always export a backup first.
No backup made in this session.
No Excel workbook imported yet.
Offline guide
First installation: Open this app's HTTPS site in Safari, then Add to Home Screen. Open while online once to cache the app.
Offline check: After setup, turn on Airplane Mode, fully close the app, relaunch it, and try a test transaction, PDF report, and encrypted backup.
Calendar: Month, List, and Upcoming reproduce the old live-app calendar workflow locally. Tap a due date to review it, then confirm to create one linked expense. Manage schedules to edit or pause recurring bills. Some imported bills may require a first due date.
Import: Settings → choose your original Finance_LIVE_Main.xlsx → Import. The original file stays unchanged.
Restore: In Settings, enter the password that protected the backup, then select your .tblue file. From the locked screen, enter its password before selecting Restore. The app decrypts and checks the backup before replacing local data. Restore in a separate test installation first.
Excel reports: Import an original workbook to preserve its other sheets; the app will export a new copy including local updates. The template supports up to 1,000 transaction rows. Budget Plan styling applies to that template year; the Titanium Offline Data sheet includes budgets across every year.
Data safety: Add warns about possible duplicates. History deletion is reversible under Settings → Recently Deleted. Budgets are separate for each year, including 2027 and beyond. Run the Migration Preflight before exporting a handoff to the future native app. Use the backup inspector to verify your exported .tblue file.
Dashboard: More → Dashboard Layout to reorder or hide cards. Layout preferences are backed up with your encrypted records.
Recovery: Every save updates rotating encrypted internal snapshots. If the main database is damaged, the app checks snapshots at unlock and asks before restoration. If iOS clears all site data, manually restore a .tblue file exported to Files; an internal copy cannot survive that.
Security: This test build does not use Microsoft, Cloudflare APIs, analytics, or outside libraries. It cannot provide real Face ID authentication; use its local password.